401(k) → Annuity · for advisors · white-labeled
Turn their 401(k)
into guaranteed income for life.
Model 401(k) rollovers into fixed-indexed annuities with bonus, roll-up, and lifetime income riders. Show side-by-side year-by-year projections and deliver beautiful client-ready PDFs under your own firm's brand. Roth conversion modeling included.
Readiness estimator
See where you stand in seconds.
A back-of-envelope projection assuming a 5% real return and a 4% safe-withdrawal rate. Not advice — your advisor's full model goes deeper.
Readiness score
66%
Behind — meaningful gap
Years to retirement
20 yrs
Projected nest egg
$1,324,644
Est. annual income
$52,986
Shortfall vs target
$675,356
Estimates are illustrative and ignore taxes, Social Security, and sequence-of-returns risk. For a full picture — Roth conversions, FIA / IUL blends, and year-by-year tax modeling — work with an advisor using 4th Wish.
Multi-tenant by design
Each firm gets its own private workspace — clients, scenarios, and team — fully isolated.
White-label client surfaces
Intake page (and future PDF reports) carry your firm's logo, colors, tagline, and contact info.
Built for the team
Owners invite advisors. The whole team works in one cohesive workspace under one license.
Trusted by advisors
What advisors say.
4.7/5 · 3 reviews
We replaced three spreadsheets and a PDF generator with 4th Wish. Our Roth conversion meetings are now half the prep time and twice as clear.
Marcus Halloran
Founding Advisor · Halloran Wealth Partners
Clients see our logo on every projection — not a software vendor's. That alone made the switch worth it.
Priya Desai, CFP®
Managing Director · Cedarcrest Advisory
The FIA and IUL blend modeling is the cleanest I've used. My team can build a full income plan in under twenty minutes.
James Whitfield
Senior Retirement Strategist · Northbrook Capital